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Belinda Fratto Lic. Assoc. RE Broker Lic. Associate RE Broker, Sales Master- Platinum

The LEADER in Finger Lakes Real Estate


Mastering the art of the deal defines Belinda Fratto, one of the Finger Lakes Regions most dedicated and successful Real Estate Brokers. 

Gracious, smart and charismatic...Belinda has a proven record of success. She has established herself as a Top Producer year after year and a respected leader in the industry.

With over 250 million in career sales, Belinda has become the deal maker for hundreds of satisfied buyers and sellers in the Finger Lakes Real Estate market during her last 27 years in business.

She is a life-long resident of the area and has extensive knowledge of the local real estate market and valuable insights into life in The Finger Lakes......

Contact Belinda today to assist you with all of your Real Estate needs (315) 521-7413. 

I Don't Just List Homes...I Sell Them!

I am a New York State Licensed Associate Broker as well as a Full Service REALTOR®. I am a Full time, Licensed Associate Broker with over 27 years experience in the Real Estate industry with a team of qualified, experienced buyer's agents, ready to work with you. I would be honored to represent you for the sale of your current or purchase of your new home. Thank you for your consideration.

Sellers: Below are the steps I take to create a successful sale. A "Successful sale" is being there on time, on your schedule, with the fewest amount of inconveniences and getting the most money the market will allow.

Packaging the home for profit: When the for sale sign goes up in the yard, it's no longer a home, but a product for sale and you only get one chance to make a first impression. It is said that buyers buy with their eyes; they buy emotionally. There are 5 key elements to packaging your home for profit: Neutralize, Unclutter, Clean, Repair and Dynamize. Short term this will create more excitement, more showing and long-term, will create more value for the property. I will guide you through each of these steps.

Determining the best asking price: The best list price results in the best sales price. It is important to avoid underpricing and giving the property away or overpricing and scaring buyers away. If you over-price, you get what's called "market age". With market age, you lose the golden time, which is the first three weeks when 80% of the showings occur. I will determine the best price of you home through a market analysis.

Giving your property total market exposure: Your home will be marketed through the internet on howardhanna.com and syndicated to over 700 websites. Statistics show that over 90% of all buyers go through the internet before buying a home.

Multiple Listing Service: We will prepare detailed information which will appear in the Multiple Listing Service. At this point, all other agents will have access to the information to share with their buyers.

Promotion to other brokers: I will promote your property to other Brokers and Sales Associates in the area. The span of local brokers extends from Ithaca, Syracuse to Rochester.

Howard Hanna Real Estate signage and guided tours.

Buyers:
If you are in the market, shopping for a home to buy, you should also be in the market shopping for a buyer's agent. Purchasing a home is a big financial commitment and often a daunting task to undertake. To protect your interests and assure that you make the best possible decisions, it's important that you have a realtor on your side who is an expert in the local real estate market. Let me know when you are ready to get started!

  • One Stop Shopping: I provide assistance in scheduling all inspections, and appraisals that are related to buying your new home. You will not need to drive all over town or spend hours on the phone. I handle all the details for you. It's my job.
  • Real-Time Market Conditions: Keeping you apprised of market conditions, I'll know if an asking price is out of line or on target or immediately when it changes. I can arrange for you to have notification of market changes affecting homes which may be of interest to you.
  • Experience: With my years of experience, I'll negotiate the best deal for you. Negotiation expertise is at the heart of what I offer you.
  • Support: I'll guide you through the complexities of buying a house, eliminating hassles and stress. I handle all the paperwork and will assist in scheduling all inspections and closing related appointments.
  • Unmatched Commitment: As a full-time agent, I make myself available to show houses when it's convenient for you. I will not drag you around day after day touring homes that are of no interest. We will get in the car when you say so. I work for you.
  • Local Expert: I know the neighborhoods, schools, market conditions and local economy. Essential factors in finding the right home at the right price.
  • Time-Management: I'll notify you of new listings as soon as they become available. As a technology savvy broker, I can arrange for you to be notified when new homes enter the market.
  • Superior Service: You'll be my only client throughout the entire home buying process.
Affiliations
  • GRAR, Greater Rochester Association of REALTORS®
  • NYSAR, New York State Association of REALTORS®
  • NAR, National Association of REALTORS®


 


Specialties

Dream Home
First Time Buyers
Investment
Land
Luxury Homes
Other
Residential

Photo for 13 Wycliffe Road $141,500 Sold 7/10/2025
beds
 
3
full
bath
1
sq.ft.
 
1,275
Buyer's Agent:Belinda Fratto
Howard Hanna Real Estate Services

MLS # R1601307
Photo for 1088 Harlowe Lane $460,000 Sold 7/1/2025
beds
 
5
full
baths
2
partial
bath
1
sq.ft.
 
2,552
Buyer's Agent:Belinda Fratto
Howard Hanna Real Estate Services

MLS # R1601434
Photo for 7125 Wyers Point Road $527,000 Sold 6/27/2025
beds
 
3
full
bath
1
sq.ft.
 
660
Seller's Agent:Belinda Fratto
Howard Hanna Real Estate Services
Buyer's Agent:Belinda Fratto
Howard Hanna Real Estate Services
MLS # R1600869
Photo for 61 State Street $180,000 Sold 6/13/2025
beds
 
3
full
baths
3
partial
bath
1
sq.ft.
 
4,500
Buyer's Agent:Belinda Fratto
Howard Hanna Real Estate Services

MLS # R1591369
Photo for 36 Bay Heights Circle $262,000 Sold 6/12/2025
beds
 
2
full
bath
1
partial
bath
1
sq.ft.
 
1,050
Seller's Agent:Belinda Fratto
Howard Hanna Real Estate Services
MLS # R1594946
Photo for 3141 Miller Road $285,000 Sold 5/30/2025
beds
 
4
full
bath
1
partial
bath
1
sq.ft.
 
1,824
Seller's Agent:Belinda Fratto
Howard Hanna Real Estate Services
Buyer's Agent:Belinda Fratto
Howard Hanna Real Estate Services
MLS # R1594526
Photo for 39 Bay View Terrace $510,757 Sold 5/15/2025
beds
 
3
full
baths
2
partial
bath
1
sq.ft.
 
1,968
Buyer's Agent:Belinda Fratto
Howard Hanna Real Estate Services

MLS # R1514423
Photo for 5756 Dalton Drive $265,000 Sold 5/6/2025
beds
 
3
full
bath
1
sq.ft.
 
1,392
Seller's Agent:Belinda Fratto
Howard Hanna Real Estate Services
MLS # R1594280
Photo for 0 Rt-414 Highway $60,000 Sold 5/6/2025
Buyer's Agent:Belinda Fratto
Howard Hanna Real Estate Services

MLS # R1591726
Photo for 5659 Running Brook Road $221,000 Sold 5/2/2025
beds
 
2
full
bath
1
partial
bath
1
sq.ft.
 
1,024
Buyer's Agent:Belinda Fratto
Howard Hanna Real Estate Services
MLS # R1592101
Photo for 8 Hickory Place $275,100 Sold 4/25/2025
beds
 
4
full
baths
2
partial
bath
1
sq.ft.
 
1,932
Buyer's Agent:Belinda Fratto
Howard Hanna Real Estate Services

MLS # R1589401
Photo for 211 High Street $239,000 Sold 4/11/2025
beds
 
4
full
baths
2
partial
bath
1
sq.ft.
 
1,936
Seller's Agent:Belinda Fratto
Howard Hanna Real Estate Services
MLS # R1587439
Photo for 102 Brookside Drive $290,000 Sold 4/3/2025
beds
 
4
full
baths
2
partial
bath
1
sq.ft.
 
2,184
Seller's Agent:Belinda Fratto
Howard Hanna Real Estate Services
MLS # R1584688
Photo for 549 Bostwick Road $397,000 Sold 3/28/2025
beds
 
5
full
baths
2
partial
bath
1
sq.ft.
 
3,284
Seller's Agent:Belinda Fratto
Howard Hanna Real Estate Services
MLS # R1558387
Photo for 18 Walnut Street S $220,500 Sold 3/28/2025
beds
 
3
full
bath
1
partial
bath
1
sq.ft.
 
1,272
Seller's Agent:Belinda Fratto
Howard Hanna Real Estate Services
MLS # R1588815
Photo for 3446 Woodworth Road $258,000 Sold 3/26/2025
beds
 
3
full
bath
1
sq.ft.
 
1,384
Buyer's Agent:Belinda Fratto
Howard Hanna Real Estate Services

MLS # R1583000
Photo for 24 Sunset Drive $355,000 Sold 3/19/2025
beds
 
4
full
baths
2
sq.ft.
 
1,968
Seller's Agent:Belinda Fratto
Howard Hanna Real Estate Services
MLS # R1579225
Photo for 1021 #65 Waterloo-Geneva Road $207,000 Sold 3/3/2025
beds
 
3
full
baths
2
sq.ft.
 
1,456
Seller's Agent:Belinda Fratto
Howard Hanna Real Estate Services
MLS # R1579872
Photo for 0 Route 5 & 20 Highway $66,500 Sold 2/28/2025
Buyer's Agent:Belinda Fratto
Howard Hanna Real Estate Services

MLS # R1582598
Photo for 3060 N Genesee Street $185,000 Sold 2/26/2025
beds
 
3
full
bath
1
sq.ft.
 
1,367
Seller's Agent:Belinda Fratto
Howard Hanna Real Estate Services
MLS # R1581697

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